RetireAtlas

Coast FIRE · Mexico

Coast FIRE in Mérida

Use the existing Mérida couple budget to estimate a retirement target, then test your own staged plan.

Local spending estimate

Our typical couple estimate is $1,900 per month, or $22,800 per year. The recorded monthly range is $1,620–$2,280. At a 4% withdrawal rate, the typical estimate implies a FIRE target of $570,000.

Source: RetireAtlas editorial cost profile, reviewed 2026-01-15. No independent cost source is recorded; this is an editorial estimate, not a verified price. Actual costs depend on housing, insurance and lifestyle. All calculator amounts use USD in today's purchasing power.

Coast FIRE number by starting age

Assuming retirement at 65, 5% real annual return, no more contributions, and the same $570,000 target:

Current ageYears to retirementBalance needed today
3035$103,335.46
4025$168,322.58
5015$274,179.75

Plan your stages for Mérida

Life phases

Age ranges include the start and exclude the end. Net flow is added at year end; positive means saving, negative means withdrawing. Uncovered years have zero flow.

FIRE target
At retirement
Today needed for this plan
Earliest age to stop saving

Annual balance detail
Age reachedYear-end net flowBalance

All values are in today's USD, using a constant real return. Contributions and withdrawals occur at year end. This is a deterministic illustration; taxes are not included.

Open the full staged Coast FIRE calculator

Local planning notes

  • Modern two-bedroom rental: roughly $600–900/month.
  • Tropical and hot: 28–36°C much of the year with high humidity April–June. Air conditioning is not optional.
  • Consistently ranked among the safest cities in the Americas. Editorial score 8.5/10.

These notes come from our existing Mérida destination profile; check the profile's dates and sources before making a move. Taxes are not included in the calculator.